Archives for blog

Are Pawn Shops the New Bank?

Pawn shops are a great source for short term loans!  This article from Fox Business offers great insight into why Pawn shops are filling the short term lending not filled by banks.  Les Gold from the show “Hardcore Pawn” says that 25 million Americans don’t have a bank account or own a credit card so a bank loan isn’t an option for them.  Folmar’s Gun and Pawn is a great place for small, short term loans. We also can cash payroll checks with no limit to the size of the check and we’ll cash your check immediately with no approval or
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SPRING CLEANING!

Pawn Shops can be a great source for selling old jewelry, power tools, electronics, or musical instruments when doing spring cleaning around the house.  Folmar’s is a perfect place for getting rid of old household stuff and making some extra cash!  There are also great deals on items.  Come down to Folmar’s and see our inventory today! Check out this link: http://www.nbcsandiego.com/news/local/Pawn-Shop-Spring-Cleaning-373786891.html?_osource=mobilesharebar
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ARE YOU GETTING AN IRS REFUND CHECK?

No bank account? No problem! Folmar’s cashes US Treasury IRS refund checks or tax refund checks from any tax prep company like Liberty Tax Service, Jackson Hewitt, and H&R Block to name a few. Why pay high fee’s to cash your refund checks with others check cashing services. Folmar’s has the guaranteed lowest rates in town. And there’s no limit to the size of the check and we’ll cash your check immediately with no approval or waiting period. We also cash payroll checks with the same low fees. If your looking for a place to cash your IRS refund check,
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We Sell Heavy Equipment

When most people think of pawn shops they think of buying, selling, or pawn loans for such items such as w atches, jewelry, coins, or guns. Most people rarely think about pawn shops for bigger items such as heavy farm and lawn equipment, cars, boats, motorcycles or even ATV’s. The truth is that we do buy, sell, and offer pawn loans on all of these items. In fact, Folmar’s Pawn recently sold a Kubota tractor! Call us today if your looking to buy, sell, or pawn your boat, car, or heavy equipment machinery
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NEW LOWER FEES on check cashing!

NEW LOWER FEES on check cashing! Folmar’s  Gun & Pawn has just LOWERED our check cashing fees on all types of checks.  Just bring your check and a photo ID and we will cash your check fast! Our NEW fees are very competitive including: -$1.00 Flat rate on checks of $50 or less -1.99% on Government Checks -2.99% on Payroll, Insurance, 401K, Student Aid, Cashier’s, Settlement, and Life Insurance checks. -10% on all Personal Checks At Folmar’s there is no limit on the size of the check we can cash, no holding period and no credit check.  Give us a
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Pawn Loans

What is a Pawn Loan and why is it a good option for me? Pawn loans are gaining in popularity over the last several years in large part to the increased exposure of TV pawn reality shows.  It has brought more attention and with it curiosity about pawn loans and collateral loans.  A pawn loan is a non-recourse loan that is based entirely on collateral.  Typically there are no credit checks, employment verifications, or review of past defaults.  The transactions won’t affect a borrower’s credit and there is no chance of being sent to collections if the borrower chooses to
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Small business

Small-business loans are on the rise, however, the size of the loans is shrinking according to data from the U.S. Small Business Administration’s Office of Advocacy. The new numbers suggest that small business owners are wary about taking on more debt, and also that banks are still in recovery form the financial crisis.  “Banks are trying to clean out and fix their balance sheets,” says banker Michael Carrazza, “The standard to have a loan approved is higher.”  Furthermore, loans are smaller as a larger number of small loans is less risky for banks than a small number of large loans. 
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Have a Tax Refund Check but no checking account?

  Are you getting a refund from the IRS this year and don’t want to pay up to 5% on fees for cashing it?  Cash it at Folmar’s!  Nobody will cash your IRS or Payroll checks for less than Folmar’s –we even guarantee it!  Plus, there are NO LIMITS on the size of the refund check-we cash a check of any size!  At Folmar’s, you’ll get your money on the spot and there is no approval process other than providing proof of ownership.  We even cash regular payroll checks and guarantee the lowest fees on those too. Keep more of
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Rolex

We get a lot of watches in the shop and by far one of the most popular brands people ask about is Rolex. Whether buying, selling, or for pawn collateral, Rolex’s are popular. Rolex are valuable because of the craftsmanship put into each watch and the steady demand for them. We recently loaned a local realtor $2500 on his Rolex Submariner. He came back for it once he got a commission check. If you want to buy, sell, or pawn your Rolex, give us a call today!
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Did you Know…Folmar’s Buys & Sells Gift Cards!

Folmar’s Gun & Pawn regularly buys and sells unwanted gift cards. We buy used and unused gift cards everyday. We get all kinds of gift cards from popular retailers like Best Buy, iTunes, Lowe’s, Home Depot, Starbucks, Bass Pro Shops, Target, etc. Whether you want quick cash for your gift card or if you’re looking to buy a gift card at a discounted rate for a wedding, graduation or birthday, Call Us Today! Folmar’s Gun & Pawn is the place for all of your gift cards needs.
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